For purchase, refinance, or construction loans we will exceed your expectations with our products and service!
We offer a full range of mortgage products, as well as an exceptional construction to permanent financing program for your new home. All requests are handled by our local offices so you can expect immediate answers and flexible terms.
Merchants Bank & Trust is committed to helping homeowners and is pleased to announce participation in the Home Affordable Refinance Program (HARP).
As a Federal Home Loan Mortgage Corporation (Freddie Mac) approved seller/servicer, we are fully equipped to complete qualified refinances quickly and effectively. To learn more about HARP please read below or go to http://www.freddiemac.com/avoidforeclosure/harp.html
Freddie Mac has adopted changes to HARP and you may be eligible to take advantage of these changes
- If your mortgage is owned or guaranteed by Freddie Mac , you may be eligible to refinance your mortgage under the enhanced and expanded provisions of HARP
*You can determine whether your mortgage is owned by Freddie Mac by checking the following web site: