Personal Loans

For purchase, refinance, or construction loans we will exceed your expectations with our products and service!

We offer a full range of mortgage products, as well as an exceptional construction to permanent financing program for your new home. All requests are handled by our local offices so you can expect immediate answers and flexible terms.

To see our current loan rates, click here.

Merchants Bank & Trust is committed to helping homeowners and is pleased to announce participation in the Home Affordable Refinance Program (HARP).

As a Federal Home Loan Mortgage Corporation (Freddie Mac) approved seller/servicer, we are fully equipped to complete qualified refinances quickly and effectively.  To learn more about HARP please read below or go to http://www.freddiemac.com/avoidforeclosure/harp.html

Freddie Mac has adopted changes to HARP and you may be eligible to take advantage of these changes

  • If your mortgage is owned or guaranteed by Freddie Mac , you may be eligible to refinance your mortgage under the enhanced and expanded provisions of HARP

*You can determine whether your mortgage is owned by Freddie Mac by checking the following web site:

www.freddiemac.com/mymortgage

For information concerning our financing options, visit one of our locations or contact us.

You are leaving the Merchants Bank & Trust web site. This link is provided for your convenience. Please be advised that Merchants Bank and Trust makes no endorsements or recommendations of the web site or its content and disclaims any responsibility for actions or transactions on the site. Also, please be aware that the privacy policy of the linked web site is not that of Merchants Bank and Trust.

Proceed
You are leaving the Merchants Bank & Trust web site. This link is provided for your convenience. Please be advised that Merchants Bank and Trust makes no endorsements or recommendations of the web site or its content and disclaims any responsibility for actions or transactions on the site. Also, please be aware that the privacy policy of the linked web site is not that of Merchants Bank and Trust.

Proceed