Checking
As a leading community bank, we take pride in offering prompt and personalized attention to every customer. Our bankers will take the time to understand your unique financial service needs and partner with you to provide an unsurpassed level of service designed to save you time. When you’re ready to open your checking account with Merchants Bank & Trust, please contact us today.
| Account Type |
Minimum Deposit to Open |
Interest |
Statement Frequency |
Service Charge |
|---|---|---|---|---|
| MBT Checking | $100.00 | Yes | Monthly | None |
| Blended tiered rates; interest on $2500 balance; no minimum balance requirement, no monthly service fee. | ||||
| MBT 50+ Checking | $100.00 | Yes | Monthly | None |
| Blended tiered rates; interest on $2500 balance; no minimum balance requirement, no monthly service fee. | ||||
All Merchants Bank checking customers receive:
- A Merchants Bank & Trust Debit Card conveniently accepted at thousands of retailers worldwide
- Free, unlimited ATM transactions at any Moneypass Bank ATM***
- Free online banking and online bill pay services
- Complimentary notary public services
- Free initial financial planning review
- Combined checking and savings statements with the option to receive free E-Statements
- Check Safekeeping
- Overdraft protection available
- Preferred Loan Rates**
- Preferred CD Rates*
Additional Banking Conveniences:
- Wire transfers
- Direct deposit
- Safe deposit boxes
- Official checks
- Verified by Visa debit card program
*Terms and conditions may apply
**All credit products are subject to credit approval.
*** International ATM fees and foreign banks’ surcharges may apply.
