FACTS

WHAT DOES MERCHANTS BANK & TRUST DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how and with whom they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and checking account information
  • Account balances and payment history
  • Account transactions and overdraft history

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Merchants Bank & Trust chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does Merchants Bank & Trust share? Can you limit this sharing?
For our everyday business purposes-
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes-
to offer our products and services to you
No We Don't Share
For joint marketing with other financial companies No We Don't Share
For our affiliates' everyday business purposes-information about your transactions and experiences No We Don't Share
For our affiliates' everyday business purposes-information about your creditworthiness No We Don't Share
For nonaffiliates to market to you No We Don't Share
Questions? Call us at 812-637-3232 or visit us at www.mymbt.com
What we do

How does Merchants Bank & Trust protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Merchants Bank & Trust collect my personal information?

We collect your personal information, for example, when you

  • Open an account
  • Deposit money or apply for a loan
  • Use your credit or debit card

We also collect your personal information from others, such as credit bureaus.

Why can't I limit all sharing?

Federal law gives you the right to limit only:

  • Sharing for affiliates' everyday business purposes-information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Merchants Bank & Trust has one affiliate, MBT Bankcorp.  We do not share information with the company. 

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Merchants Bank & Trust does not share with nonaffiliates so they can market to you.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Merchants Bank & Trust doesn't jointly market.

 

You are leaving the Merchants Bank & Trust web site. This link is provided for your convenience. Please be advised that Merchants Bank and Trust makes no endorsements or recommendations of the web site or its content and disclaims any responsibility for actions or transactions on the site. Also, please be aware that the privacy policy of the linked web site is not that of Merchants Bank and Trust.

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You are leaving the Merchants Bank & Trust web site. This link is provided for your convenience. Please be advised that Merchants Bank and Trust makes no endorsements or recommendations of the web site or its content and disclaims any responsibility for actions or transactions on the site. Also, please be aware that the privacy policy of the linked web site is not that of Merchants Bank and Trust.

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